Friday, March 23, 2012
harga emas bakal mencecah AS$5,000 seauns atau kira-kira AS$160 (RM503) satu gram menjelang 2020
Friday, April 22, 2011
SAHAM BANK RAKYAT DAH BUKA RUPANYA sTART 1 APRIL 2011
Diriwayatkan bahawa tepat 1.4.2011 , bank rakyat yg amat femos ni telah membuka kembali sahamnya bernilai 1 billion ringgit kepada semua rakyat mesia hanya kepada Bumiputera jer ye hehee.... aku pun bumiputera gak sebab aku anak sejati sabah.
Dengan nilai rm1 billion ni kan, Bank Rakyat just oper RM500 sahaja seorang 1 akaun. So anda semua ada wang ratusan ringgit, ribuan ringgit , puluhan ringgit ke.. boleh gak nak isi saham korang menjadi semua itu tp dengan syarat gak.. kena mohon kat Bank Rakyat .. manaer2 je kat Mesia. Dorang bank rakyat akan tolong hantar permohonan korang ke HQ... tunggu je la ... sabar menanti .
Kepada yang belum ada saham tu hadirkan diri anda ke Bank2 rakyat terdekat... sebelum koata bg setiap bank habis , korang ambil n beli lah... nanti lambat ...
Ok tu jer....
Saturday, August 1, 2009
Malaysia Bank Fixed Deposit Interest Rate CIMB Banks
Why do some banks offer higher interest rate while some are lower (esp. foreign banks)?
Why do some banks offer higher interest rate while some are lower (esp. foreign banks)? Higher interest rate means the bank need your money. Foreign banks are usually financially stronger and has strong backup from their mother company. So they are not worry about the money too much.
How do banks make money? Lim Goh Thong put $1,000,000 in the bank and the bank give him 4% interest. The bank then loan the money to Ananda Krishnan and charge him 7% interest. The bank make the difference 3%.
Let’s say now Ananda has a choice to get the loan from either AmBank or UOB. AmBank offer him 7% while UOB 6%, which loan do you think he will take? Foreign banks are smart, they want to get more customers. And customers are those who loan money and not those who deposit money! In order to lower the loan interest rate, the deposit rates must also be lower. Else they can’t make good money. This explains why foreign bank don’t offer good deposit rates but VERY GOOD loan rates.
So if you are smart, you will put your fixed deposit in 1 bank and get a loan from another.